Life Events: College Funding
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Your ability to pay for college, and ultimately have more money for retirement, may rest on your company's stock plan and related financial planning. Part 1 helps you understand the impact that equity grants have on financial aid eligibility.
Part 2 reviews the basics of gift tax and the tax treatment of stock compensation in your financial planning for higher education.
As college tuition and expenses rise, funding and tax strategies for middle-class families have become more important than ever. Part 3 focuses on methods to minimize capital gains at sale, planning for the kiddie tax and education credits, and strategies your children can use.
Congress continues to raise the minimum age at which children are taxed in their own tax bracket rather than at the tax rate of their parents. This limits the gifting of stock to kids to fund their college tuition and expenses, though strategies remain.
Smart tactics for coming up with money for college expenses.
Peter Karl, Edward Petronio, and Kenneth Wallis
The CPA Journal
Learn about financial aid, tax benefits that arise from funding college tuition, and the tax treatment of various savings methods.
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As long as the student is considered a dependent of the parent for financial-aid purposes, the parent does have to report stock options on line...
It's similar to the tax treatment for any gifts of stock. You may make annual gifts to any number of recipient up to the specified annual amount without any tax impact. Financial advisors often tell clients with substantial stock holding to consider making...
SEC Rule 10b5-1 now provides an affirmative defense...
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