Sue Stevens
Could the Roth IRA be your greatest opportunity for accumulating tax-free growth? Well, as with most strategic-planning issues, it all depends. Part 1 of this two-part article series looks at the rules and factors to consider in a Roth IRA conversion.
Sue Stevens
Weighing a Roth IRA conversion is complicated enough, but the complexity can explode when you add in stock option exercises or the vesting of restricted stock. Let's take a look at how this can work in real life through a case study.
Carol Cantrell
Tax planning for retirees can be more challenging that it was during their working years. You need to constantly monitor any options and company stock holdings as part of your overall portfolio. Part 3 looks at special issues that can arise after you retire, including Social Security; coordinating with required minimum distributions for IRAs and your 401(k); moving to another state; and the gifting of stock.
Timothy A. Farmer and Gregory G. Geisler
You can build your employee stock purchase plan into your long-range savings and retirement strategy. This article compares buying company stock at a discount through your ESPP to putting the same money into your 401(k) or another retirement plan.
W.E.B. Bantling
Many of my clients do not see stock compensation in the bigger picture of retirement savings and withdrawal plans. Considering net worth, age, and company stock plan, I present the client with these core points about stock grants, 401(k) plans, nonqualified deferred compensation, and IRAs.
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The grant itself has no impact. The compensation income generated from exercise or vesting can affect...
The Employee Retirement Income Security Act (ERISA), whose regulations on tax-qualified retirement plans include rules for employee benefit plans such as 401(k) plans...
401(k) plans are a type of broad-based, tax-qualified retirement plan funded by pre-tax contributions, unlike...
With a few exceptions, the grant, vesting, or exercise of stock options, or the vesting of restricted stock, should not affect your other retirement-plan benefits. One notable exception...
You cannot use shares of company stock in your 401(k) plan to exercise options, because...
You can, but the tax consequences may make this unwise...
Perhaps, but this would be unwise, and the shares received at exercise or vesting may not be covered by...
The sale of property by an owner of an IRA to the IRA is prohibited by the federal tax code...
As long as you meet the other requirements, to be eligible to make contributions under the tax rules you must have "compensation income" that is at least equal to...
It may. Your payments are rooted in your pre-disability or pre-retirement earnings in some way. Courts have addressed this issue...
An employee stock ownership plan (ESOP) is a tax-qualified retirement plan designed to...
ESPPs are not tax-qualified retirement plans or profit-sharing plans, so participating in an ESPP has...
As long as the NQSOs and restricted stock generate ordinary income, you can...
Whether you trade your company stock in your regular brokerage account or in...
During any 401(k) blackout period, directors and executive officers...
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Tax errors can be costly! Don't draw unwanted attention from the IRS. Our Tax Center explains and illustrates the tax rules for sales of company stock, W-2s, withholding, estimated taxes, AMT, and more.
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Strategic Planning With Roth IRAs And Stock Compensation (Part 1) 
