Carol Cantrell
UPDATED FOR REVISED TAX LAW! Tax planning for retirees can be more challenging that it was during their working years. You need to constantly monitor any options and company stock holdings as part of your overall portfolio. Part 3 looks at special issues that can arise after you retire, including Social Security; coordinating with required minimum distributions for IRAs and your 401(k); moving to another state; and the gifting of stock.
Timothy A. Farmer and Gregory G. Geisler
You can build your employee stock purchase plan into your long-range savings and retirement strategy. This article compares buying company stock at a discount through your ESPP to putting the same money into your 401(k) or another retirement plan.
W.E.B. Bantling
Many of my clients do not see stock compensation in the bigger picture of retirement savings and withdrawal plans. Considering net worth, age, and company stock plan, I present the client with these core points about stock grants, 401(k) plans, nonqualified deferred compensation, and IRAs.
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An employee stock ownership plan (ESOP) is a tax-qualified retirement plan designed to...
401(k) plans are a type of broad-based, tax-qualified retirement plan funded by pre-tax contributions, unlike...
With a few exceptions, the grant, vesting, or exercise of stock options, or the vesting of restricted stock, should not affect your other retirement-plan benefits. One notable exception...
You cannot use shares of company stock in your 401(k) plan to exercise options, because...
The grant itself has no impact. The compensation income generated from exercise or vesting can affect...
You can, but the tax consequences may make this unwise...
Perhaps, but this would be unwise, and the shares received at exercise may not be covered...
The sale of property by an owner of an IRA to the IRA is prohibited by the federal tax code...
According to the tax rules, to be eligible to make contributions you must have...
It may. Your payments are rooted in your pre-disability or pre-retirement earnings in some way. Courts have addressed this issue...
ESPPs are not tax-qualified retirement plans or profit-sharing plans, so participating in an ESPP has...
As long as the NQSOs and restricted stock generate ordinary income, you can...
Whether you trade your company stock in your regular brokerage account or in...
Starting on January 26, 2003, during any 401(k) blackout period directors and executive officers...
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