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I Need The Money Calculator The I Need The Money Calculator is a premium tool that lets you enter the amount of after-tax money you need from your stock options, restricted stock, restricted stock units (RSUs), or stock appreciation rights (SARs). This tool then determines whether you have enough vested options, restricted stock, or SARs on the date you select to obtain the money. For options and SARs, it suggests which ones to exercise to reach the desired net amount, using first either the oldest grant or the one with the biggest spread. You have the ability to edit the tax-withholding, stock price, and "as of" dates. 
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