Press Releases

Equity Comp Survival Guide For Pandemic Times: Expert Resources At Help Employees With Stock Sales, Market Volatility, And Job Termination

Apr. 22, 2020 – The COVID-19 pandemic has affected everyone, including employees with equity compensation.

  • Employees may need to sell company stock for cash to meet living expenses.
  • Their companies' stock prices have probably declined, leaving them wondering about their equity comp and financial planning.
  • They may be considering the best use of their stimulus payments from the IRS.
  • If they work for a small business that's seeking a forgivable loan from the Paycheck Protection Program, they need to understand the legal risks in the application and the use of the funds.

Expert resources at can help.

7 Things To Know When You Sell Company Stock To Raise Cash

"Employees may find themselves in a position where they suddenly need to come up with cash to meet living expenses or other urgent financial demands," observes Bruce Brumberg, the editor-in-chief of "One source of these funds can be proceeds from selling shares of company stock, whether acquired via the open market or equity compensation (e.g. stock options, RSUs, ESPPs)." Before they sell company shares, employees should review this article's checklist of topics to understand on tax, company, brokerage firm, and SEC rules: 7 Things To Know When You Sell Company Stock To Raise Cash.

Insider Trading: How To Stay Out Of Trouble

"If you do sell company stock quickly to raise cash, be careful," warns Mr. Brumberg, a securities lawyer. "Depending on your access to confidential company information, trading company stock can actually get you into serious legal trouble, including criminal liability for insider trading." A new article at myStockOptions explains what you need to know: Insider Trading: How To Stay Out Of Trouble.

Market Volatility: A Survival Guide For Equity Comp

When stock markets become a rollercoaster and the economy is in a downturn, employees need to hang in there and remember equity comp and company shares are best viewed as a long-term deal. Several articles at myStockOptions provide useful advice on coping with stock-price volatility, down markets, and job termination (whether layoffs or other types). These include:

These articles and extensive related content occur in the sections Basics: Volatility and Job Events: Termination.

Donating Your Stimulus Check: 4 Key Tax Rules To Know

"If you don't need the extra cash, one possible use of your stimulus payment from the IRS is to donate the money to a worthy cause," Mr. Brumberg points out. For this beneficence, you may get a tax deduction. "But before you seek the deduction," he adds, "you should learn the IRS rules that apply." These are outlined in an article at Bruce Brumberg's blog. For guidance on the tax deduction for donations of stock instead of cash, see the related FAQ at myStockOptions.

How To Avoid Legal Problems With Your Paycheck Protection Program Loan

Potentially forgivable loans to small businesses are available via the Paycheck Protection Program (PPP). In an article at, Bruce Brumberg and the myStockOptions editorial team present advice from former federal prosecutors on avoiding legal problems with PPP loans. In a separate article, Mr. Brumberg shares insights from small-business attorneys about how to meet the conditions that make the loan forgivable, and how to use PPP loan funds in a way that avoids abusing the loan program.

Learning Center Offers CE Credits

Financial and stock plan/HR professionals can keep up their continuing professional education in the myStockOptions Learning Center. It offers six courses and exams with CE credits for several professional designations:

  • 30 continuing-education credits for Certified Equity Professionals (CEPs): 100% of the total requirement
  • 15 continuing-education credits for Certified Financial Planners (CFPs): 50% of the total requirement
  • 15 continuing-education credits for Certified Private Wealth Advisors (CPWAs) and Certified Investment Management Analysts (CIMAs): 37.5% of the total requirement
  • Chartered Financial Analysts (CFAs) and Certified Public Accountants (CPAs) are encouraged to take our courses and exams and include them, if possible, when they self-document their continuing professional education

Each course of study features podcasts, articles, and FAQs from myStockOptions. They are woven into a dynamic, interactive learning tool that teaches the topics in a memorable way. The answer key for each exam also links to relevant content on the site for further reading and learning.


With exclusive articles, 830+ FAQs, podcasts, videos, the Tax Center, interactive quizzes, the Learning Center with courses for CE credit, the Global Tax Guide, an extensive glossary, a smartphone app for iOS and Android devices, and dynamic patented tools, is the premier online resource of educational content and tools on stock options, restricted stock, restricted stock units, performance shares, stock appreciation rights, and employee stock purchase plans. is written and managed by leading experts in equity compensation, and is produced by a company with a long history of successful publications explaining complex legal and financial subjects in plain English.

The accounting journal CPA Wealth Provider selected among companies "that have taken the lead through innovation, efficiency, initiative, or growth in the financial-planning area." The Specialized Information Publishers' Foundation honored MSO Pro with one of its Editorial Excellence Awards in the category of Best Interactive Content among niche publishers. The influential consumer magazine PC World has ranked among "the most useful sites ever" that "deliver top-notch information, support, and services." has also received extensive favorable coverage in the media, including BusinessWeek, The Wall Street Journal, The New York Times, the San Francisco Chronicle, and The Boston Globe, and on CNN, National Public Radio, PBS,, and has a related site on nonqualified deferred compensation at The staff also created the successful insider trading prevention video series Think Twice, available at

For more information, please contact Bruce Brumberg and Matt Simon at or 617-734-1979.

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