FEATURED ARTICLE

Restricted Stock Units Made Simple (Part 1): Understanding The Core Concepts

By The myStockOptions Editorial Team

Restricted stock units (RSUs) are the most popular alternative to stock options, but they work very differently. Also, while grants of restricted stock and grants of RSUs are somewhat similar, they too differ in key ways, so it is important to understand RSUs in their own right. This article series explains the basic facts of RSUs, including vesting and tax treatment, that you must know to make the most of an RSU grant.

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Podcasts

Why Restricted Stock And RSUs Are A Good Deal 11:37

Compensation expert Richard Friedman explains why restricted stock and restricted stock units are valuable equity awards.

NEW! Your Retirement Plan: How To Integrate Stock Compensation 7:44

In this interview, financial advisor Daniel Zajac explains how combining equity grants with other assets can help you save enough money to fully fund your ideal retirement.

The Great Drawdown: How To Optimize Stock-Based Compensation For Retirement Planning 16:08

In this interview, financial advisor Chuck Steege explains how you factor in stock compensation when you sequence cash flows to cover living expenses in retirement.
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Stockbrokers' Secrets: Retirement Planning With Stock Compensation 10:39

In this interview, CFP John Barringer discusses planning approaches to stock compensation that can help you build a financially secure nest egg for retirement.

Stock Option Terms: What You Can Expect 9:43

Get a sense of what you should, and should not, expect in the terms of your stock option grant. In this interview, compensation expert Richard Friedman (Ayco Company) discusses trends in vesting schedules, post-termination exercise rules, and other plan features. The interview is a companion to Mr. Friedman's article on this topic, which includes findings from Ayco's extensive survey of features in stock option plans.

How Tax Reform Affects Your Stock Compensation And Financial Planning 15:57

In this interview, tax and securities law attorney Arthur Meyers (Choate, Hall & Stewart) discusses the key tax-reform provisions in the Tax Cuts and Jobs Act that affect individual taxation and stock compensation.

When To Wait, Hold, Or Sell: A Wealth Manager Reveals His Wisdom On Stock Option Exercise Strategy 13:11

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How To Avoid Mistakes And Create Wealth With Your Stock Options 9:24

In this interview, CFP Paul Palazzo discusses the most common financial-planning errors he sees that involve stock options-and how to avoid those pitfalls.

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When you and your spouse decide to split, your stock grants will probably be divided too. In this interview, divorce attorney Linda Olup explains the treatment of vested and unvested stock grants in divorce, the approaches to valuation used by courts, the division of options in the property settlement, and the way courts regard stock grants as income for consideration in child support and alimony. The interview is a companion to Ms. Olup's article series on this topic.

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Attorney Alisa Baker discusses employment, negotiation, and job-termination issues with equity compensation, at both public and private companies, and warns about common mistakes to avoid.

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Compliance Concerns That Executives Must Understand To Prevent SEC, IRS, And Corporate Problems 10:12

An often underestimated danger companies face is the risk that an executive or employee may violate corporate, tax, or securities laws. In this interview, compensation expert Richard Friedman (Ayco Company) outlines practices for executives to help them avoid compliance problems, and explains the possible penalties of noncompliance. The interview is a companion to Mr. Friedman's article series on this topic.

Your Company Stock: The Importance Of Diversification 8:33

In this interview, CFP Laura Tanner explains the importance of investment diversification for employees with company stock.

Financial Planning For Stock Compensation 10:08

In this interview, CFP Alan Ungar gives guidance on option exercise strategies and about planning for shares acquired from restricted stock/RSU vesting.

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For some employees, the value of their equity compensation represents their largest investment. Financial advisor William Baldwin explains his approaches to minimizing risk while trying to optimize the value of stock compensation.

A Holistic Approach To Equity Compensation, And Special Dilemmas Faced By Executives 10:35

CFP Geoffrey Zimmerman explains why it is important to view equity awards in the big financial picture of your life. He also comments on the special dilemmas faced by senior executives with stock compensation.

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"The content is very comprehensive, yet easy to understand. You folks have saved me numerous times, when questions have been directed my way by our employees."
Jeff Mowery
VP - Finance, Supreme Corporation