Life Events

Stock compensation can help you save for retirement. Understand the issues and explore strategies that can help your retirement funding.

Podcast included! Among the many ways to amass the wealth you need to fund the retirement you want, your stock compensation can play a major role. As this article explains, if you combine equity grants with other assets such as a 401(k), retail investment accounts, Social Security, and other savings or benefits, you could find yourself with enough money to fully fund your ideal retirement.

Disability and death are subjects that few people like to think about, but they are important topics for employees who have stock compensation. Every stock plan has provisions on the treatment of equity compensation in the case of these life events, so you and your family members should understand those plan features just in case they come into play. This article presents the common ways in which stock plans treat grants upon the disability or death of employees.

Retirement savings can be significantly boosted by equity compensation. When factoring stock options, restricted stock/RSUs, or ESPPs into your retirement planning, you should know the answers to the following questions...

The treatment of unvested restricted stock and RSUs upon death or disability depends on the terms of your stock plan and the specifics of your grant agreement. In its 2016 Stock Plan Design Survey, the National Association of Stock Plan Professionals observed the following related practices among the companies in its survey group...

Stock options that you hold when you die can be taxed twice...