Alert: Down-Market Strategies For RSUs, Options, & Concentrated Positions (July 26, 2022)
This alert highlights some of the latest developments in the award-winning equity comp resources of myStockOptions and the myStockOptions Webinar Channel. You can also review a full list of our new and recently updated content.
6 Pro Tips For Navigating Volatility With RSUs And Stock Options
For many employees who have equity comp, the current market fluctuations may be their first experience of volatility after a decade of rising markets. A new article at myStockOptions presents insights from seasoned financial advisors and tax experts on how to navigate volatility and down markets: 6 Pro Tips For Navigating Volatility With RSUs And Stock Options. The diverse advisors quoted in the article, including CFPs, EAs, and JDs, offer a variety of guidance from different strategic angles.
Concentrated Company Stock Positions: How Financial-Planning Strategies Can Manage Risk
If you have equity comp, your investment in the single stock of your company can pile up quickly. That's risky, but for various reasons diversification may not be easy. A new myStockOptions article presents guidance on mitigating concentration risk from experts in that financial-planning niche: Concentrated Company Stock Positions: How Financial-Planning Strategies Can Manage Risk. It's part of the many insightful resources in the section Financial Planning at myStockOptions.
How Employee Stock Purchase Plans Offer Special Benefits In Down And Volatile Markets
One good thing about employee stock purchase plans (ESPPs) is they can't be "underwater" like stock options. In fact, an ESPP with a discount and a lookback can be a good deal even in down markets. An article at myStockOptions explains the unique shelter from volatile and falling stock prices that ESPPs offer: How Employee Stock Purchase Plans Offer Special Benefits In Down And Volatile Markets. It's part of our extensive resources in the section ESPPs at myStockOptions.
FAQ: Approaches To Concentrated Stock Positions
Diversification or managing concentration risk is sometimes easier to recommend than actually do with holdings of company shares acquired from equity comp. But there are ways to mitigate the risk of a concentrated stock position. A new FAQ at myStockOptions has handy tables that summarize some of the major approaches suggested by financial advisors.
ON-DEMAND WEBINARS: Stock Options & RSUs In Down And Volatile Markets
In June, the myStockOptions Webinar Channel held two highly popular webinars, now available on demand, that offer crucial guidance for both employees and their financial advisors on the financial and tax planning for stock options, restricted stock, restricted stock units (RSUs), and related holdings of company shares. With practical knowledge and real-world case studies, the webinars feature insights from seasoned financial and tax experts with lengthy experience in these planning areas.
- Restricted Stock & RSU Financial Planning: Advanced Bootcamp
- Stock Option Exercise Strategies: Advanced Bootcamp
Each on-demand webinar recording offers 2.0 CE credits for the CFP, CPWA/CIMA, and CEP certifications.
2022 Trigger Points For The Alternative Minimum Tax (AMT)
Although the enactment of the Tax Cuts and Jobs Act a few years ago made it harder to trigger the alternative minimum tax (AMT), it is still possible to trigger the AMT if you exercise and hold incentive stock options (ISOs) with a big spread. An updated FAQ and article at myStockOptions have data showing how AMT trigger points in 2022 change according to your income level. A table and graph present the estimated tipping points for positive adjustments (e.g. ISO exercises) that, when added back to your taxable income, can trigger the AMT. These resources are part of the extensive content on ISOs and the AMT at myStockOptions.
CPE Credits Now Available Via myStockOptions Live Webinars
By popular request from the many tax professionals who watch myStockOptions webinars, we have obtained approval to offer valuable CPE continuing education credits for CPAs via the live webinars we produce at the myStockOptions Webinar Channel. Our webinars, which run 100 minutes each and are separate from myStockOptions memberships, qualify to offer 2.0 CPE credits under the "Group Internet-Based" category of CPE providers. This joins the CE for IRS Enrolled Agents (EA) that our live webinars already offer, plus the CE for the CFP, CPWA/CIMA, and CEP certifications that are available via both our live webinars and webinar recordings available on demand.
Got A Minute? myStockOptions Launches Engaging Series Of One-Minute Equity Comp Videos
Inspired by the demand for video educational content on stock comp, and the populariy of short-form videos such as those on TikTok, myStockOptions has launched a series of one-minute videos on equity comp at our YouTube channel. The videos are also embedded into related articles and FAQs at myStockOptions. In each video, editor-in-chief Bruce Brumberg runs through 5 things you need to know about the video topic in about 60 seconds.
NEW CE COURSE: Private & Pre-IPO Company Stock Compensation
For your education and training, the newest addition to the myStockOptions Learning Center is our eagerly awaited Private & Pre-IPO Company Stock Compensation, a self-study course and 30-question exam offering 5.0 continuing education credits for the CFP, CEP, and CPWA/CIMA certifications. It's based on the comprehensive articles and FAQs in the myStockOptions section Pre-IPO. The Learning Center now has eight self-study courses, offering all or most of the periodic CE requirements for each certification.
CE Credits At myStockOptions
In this post-conference era, keep up your continuing professional education and earn needed CE credits at myStockOptions. In our Learning Center, myStockOptions has eight courses and exams that offer CE credits for several professional designations and can be used for internal company certification programs:
- 40 CE credits for Certified Equity Professionals (CEPs): over 100% of the total requirement
- 26 CE credits for Certified Financial Planners (CFPs): 87% of the total requirement
- 26 CE credits for Certified Private Wealth Advisors (CPWAs) and Certified Investment Management Analysts (CIMAs): over 65% of the total requirement)
- Chartered Financial Analysts (CFAs) and Certified Public Accountants (CPAs) are encouraged to take our courses and exams and include them, if possible, when they self-document their continuing professional education
Each course of study features podcasts, articles, and FAQs from myStockOptions. The answer key for each exam also links to relevant content on the site for further reading and learning. More CE credits are available at the myStockOptions Webinar Channel, which features on-demand webinars in streaming format. Each webinar (100 minutes) offers 2.0 CE credits for the CFP, CPWA/CIMA, and CEP certifications.